Credit Officer responsibilities are:

  • Review loan requests
  • Assess clients’ financial status
  • Evaluate creditworthiness and risks
  • Contact clients to gather financial data and documentation
  • Analyze risks and approve or reject loan requests
  • Calculate financial ratios (e.g. credit scores and interest rates)
  • Set up payment plans
  • Maintain updated records of loan applications
  • Follow up with clients about loan renewals
  • Monitor progress of existing loans

Credit Officer requirements are:

  • Bachelor's Degree from Management, Business, Banking, Accounting, and any related fields.
  • Min. 1-year working experience as RO Loan, Credit Officer from Banking / P2P Lending.
  • Good interpersonal skills and self driven.
  • Understanding lending procedures and financing products.
  • Ability to create and process financial spreadsheets.
  • Strong analytical skills.
  • Good Integrity
  • Willing to work at Sunter Agung, Jakarta Utara